One platform, three layers
TerraVest sits above your systems of record. Core works inside your organisation, Agent works with investors, and Gate stands between them.
From systems of record to investor experience
Four parts, one direction of travel. Your systems stay authoritative; investors only ever see what the Gate releases.
Systems of record
Your systems
- ERP and procurement
- Finance: budgets, CAPEX, OPEX
- Asset register, GIS, EAM/CMMS
- IoT, sensors and smart meters
Stay authoritative
Layer 1 · internal
Go to TerraVest Core
- AI-01 to AI-06
- Investment Operations AI
- Feasibility, modelling, structuring
Staff: full internal access
Layer 2 · checkpoint
Go to TerraVest Gate
- Orchestration & workflow
- Data & exchange
- Governance & access
- Audit & explainability
One record, two controlled views
Layer 3 · external
Go to TerraVest Agent
- AI-EXT-01 Investor & opportunity
- AI-EXT-02 Advisory
- AI-EXT-03 Application & transaction
- AI-EXT-04 Performance
Investors: approved data only
Performance flows back from Agent to Core
Value flows out. Performance flows back.
Nine steps from strategy to investor and back, each owned by one layer.
- TerraVest Core
- TerraVest Gate
- TerraVest Agent
- Step 1
Asset management strategy
Core
- Step 2
ISO 55000 foundations
Core
- Step 3
Internal asset intelligence
Core
- Step 4
Opportunity identification
Core
- Step 5
Investment operations
Core
- Step 6
Controlled publication
Gate
- Step 7
Investor intelligence & advisory
Agent
- Step 8
Execution & performance
Agent
- Step 9
Performance fed back to assets
Agent
Returns to step 1
Layer 1 · internal
TerraVest Core
Finds and qualifies investment opportunities inside your portfolio.
Used by asset owner staff
Six intelligence series
Asset intelligence aligned to the ISO 55000 foundations.
- AI-01 · 6 agentsValue Intelligence
- Asset value, leakage, utilisation, opportunity discovery, scenarios, investment qualification.
- AI-02 · 7 agentsStrategic Alignment Intelligence
- Strategy-to-asset line of sight, SAMP, objectives, prioritisation, traceability.
- AI-03 · 7 agentsLeadership & Governance Intelligence
- Governance routing, accountability, executive intelligence, management review.
- AI-04 · 8 agentsAssurance Intelligence
- Asset 360°, data quality, condition, risk and criticality, obligations, early warning.
- AI-05 · 8 agentsAdaptive & Predictive Intelligence
- Predictive condition, failure, demand and cost forecasting, what-if scenarios, adaptive planning.
- AI-06 · 9 agentsSustainable Lifecycle Intelligence
- Lifecycle stage, maintenance optimisation, renewal, whole-life cost, repurpose, end of life.
The agent catalogue
45 agents across six series, each with a defined purpose, data sources and an ISO 55001-linked outcome.
Value Intelligence · ISO 55000 foundation: Value
Objective: Understand what value each asset delivers, where value is lost, whether utilisation can improve, which intervention creates the most value, and whether an asset is an investment opportunity.
| Agent | What it does | Key data | Outcome (ISO 55001 link) |
|---|---|---|---|
| 01AAsset Value Assessment | Scores each asset's contribution to organisational objectives using value, cost, condition and utilisation data. | Asset register, ERP/finance, GIS, EAM/CMMS, IoT | Visibility of value-creating vs at-risk assets(Decision-making & value; Performance) |
| 01BValue Leakage & Efficiency | Detects abnormal cost, inefficiency and value leakage and flags likely causes. | ERP, EAM/CMMS, IoT/BMS, finance, contracts | Reduced leakage, improved efficiency(Decision-making & value; Performance) |
| 01CUtilisation & Capacity Value | Compares actual utilisation with capacity and demand to flag under-used assets. | IoT, access systems, GIS, facility and service platforms | Better utilisation of existing assets(Opportunities; Planning) |
| 01DValue Opportunity Discovery | Continuously scans and ranks assets for value-enhancement opportunities. | Asset register, GIS, ERP, EAM, investment/leasing systems | Proactive pipeline of asset opportunities(Opportunities; Decision-making & value) |
| 01EValue Optimisation & Scenario | Models alternative interventions and their impact on value. | Asset 360°, ERP, EAM, risk, planning/budget systems | Evidence-based, highest-value intervention(Value; Lifecycle) |
| 01FInvestment Value Identification | Qualifies opportunities for detailed investment and commercial feasibility. | Asset 360°, GIS, ERP, investment/leasing systems, market info | High-potential opportunities passed to Investment Operations(Opportunities; Decision-making & value) |
Strategic Alignment Intelligence · ISO 55000 foundation: Alignment
Objective: Continuous line of sight from organisational strategy → asset management strategy → SAMP → asset objectives → asset plans → asset decisions → outcomes.
| Agent | What it does | Key data | Outcome (ISO 55001 link) |
|---|---|---|---|
| 02AStrategic Alignment | Maps organisational objectives to asset-management objectives, programmes and decisions. | Strategy repository, AMS, policies, asset register | Clear strategy-to-asset line of sight(Context; Leadership; SAMP) |
| 02BSAMP Intelligence | Analyses portfolio needs and recommends strategic asset-management priorities. | SAMP, asset register, ERP, EAM, risk, planning | Dynamic strategic asset planning(SAMP) |
| 02CAsset Objectives | Defines measurable asset objectives, targets and indicators from strategy. | SAMP, KPI systems, EAM, service systems | Measurable, aligned asset objectives(AM objectives) |
| 02DAsset Planning | Recommends interventions, priorities, resources and timing to execute objectives. | Asset plans, ERP, EAM, risk, planning | Strategy translated into action(Planning) |
| 02EPortfolio Prioritisation | Scores and ranks competing programmes and interventions across the portfolio. | Asset 360°, EAM, ERP, risk | Resources directed to highest priorities(Decision-making & value) |
| 02FStrategy-to-Asset Traceability | Maintains a digital link from strategic objective through to asset outcome. | Strategy, SAMP, plans, workflow, investment records | Every decision traceable to strategic purpose(Alignment; SAMP) |
| 02GAlignment Monitoring | Continuously tests activities against current objectives to catch drift. | Approved plans, performance, budgets, PMO, KPI systems | Continuous strategic alignment(Performance; Management review) |
Leadership & Governance Intelligence · ISO 55000 foundation: Leadership
Objective: AI provides evidence, recommendations, governance routing and accountability; the asset owner keeps decision authority.
| Agent | What it does | Key data | Outcome (ISO 55001 link) |
|---|---|---|---|
| 03AAsset Governance | Determines applicable governance, approvals and escalation routes for asset activities. | Governance framework, AM policy, organisation, workflow, SAMP | Consistent asset governance(Leadership; Roles & authorities) |
| 03BRoles & Accountability | Identifies accountable parties and ownership gaps across the asset lifecycle. | Asset ownership, roles, RACI, custodians, delegations | Clear lifecycle accountability(Roles & responsibilities) |
| 03CPolicy & Authority Intelligence | Identifies applicable policy and authority requirements and exceptions for decisions. | Policies, procedures, approval limits, financial authority, procurement rules | Properly authorised decisions(Policy; Operational control) |
| 03DExecutive Asset Intelligence | Synthesises portfolio intelligence and material recommendations for leadership. | Asset 360°, ERP, EAM, GIS, risk, KPIs | Better executive decisions(Leadership; Performance) |
| 03EManagement Review | Prepares evidence-based management-review intelligence and required decisions. | Objectives, KPIs, audits, risks, opportunities, performance, actions | Evidence-driven management review(Management review) |
| 03FDecision Accountability | Maintains decision lineage from evidence through to approval. | AI recommendations, evidence, workflow, approvals, overrides, rationale | Accountable, traceable decisions(Leadership; Documented information) |
| 03GLeadership Action & Escalation | Routes critical matters to the correct authority before they escalate. | Risk thresholds, KPI exceptions, events, overdue actions, SLA | Faster leadership intervention(Leadership; Operational control) |
Assurance Intelligence · ISO 55000 foundation: Assurance
Objective: Can we trust the information? Is the asset healthy? What is the risk? Is it performing? Are obligations met? Where is intervention required?
| Agent | What it does | Key data | Outcome (ISO 55001 link) |
|---|---|---|---|
| 04AAsset 360° Assurance | Creates a consolidated, contextual view of each asset. | Asset register, GIS, ERP, EAM, BIM, IoT | Trusted Asset 360°(Data & information; Knowledge) |
| 04BAsset Data Quality & Integrity | Checks completeness, consistency, duplication and timeliness of asset data. | Master data, mandatory fields, asset register, ERP, GIS, EAM | Higher information confidence(Data & information) |
| 04CAsset Condition & Health | Analyses health and deterioration from inspections, sensors and maintenance. | Inspections, condition, defects, age, sensors, EAM, IoT, BIM | Continuously updated health intelligence(Lifecycle; Performance) |
| 04DAsset Risk & Criticality Assurance | Combines criticality, condition and exposure to prioritise high-impact assets. | Criticality, condition, failures, probability/consequence, EAM, GIS | Focus on highest-impact assets(Risk; Operational control) |
| 04EAsset Performance Assurance | Evaluates performance against targets and explains deviation. | KPIs, availability, reliability, utilisation, EAM, ERP, IoT | Continuous performance assurance(Objectives; Performance evaluation) |
| 04FCompliance & Obligation Assurance | Extracts and monitors asset obligations dispersed across contracts and policies. | Contracts, SLAs, permits, policies, EDMS, EAM | Reduced compliance exposure(Operational control) |
| 04GAsset Dependency & Service Assurance | Maps dependencies and cascading impacts across connected assets and services. | Asset hierarchy, GIS topology, service relationships, redundancy | Better systemic risk understanding(Risk; Lifecycle) |
| 04HException & Early Warning | Detects abnormal patterns and prioritises alerts before problems escalate. | KPI thresholds, condition changes, sensors, failures, cost variance | Earlier intervention(Performance; Predictive action) |
Adaptive & Predictive Intelligence · ISO 55000 foundation: Adaptability
Objective: Move the organisation from observe → react to sense → predict → simulate → recommend → adapt.
| Agent | What it does | Key data | Outcome (ISO 55001 link) |
|---|---|---|---|
| 05APredictive Asset Intelligence | Forecasts future condition and performance rather than relying on current state. | Historical condition, performance, failures, maintenance, IoT | Proactive asset management(Predictive action; Lifecycle) |
| 05BFailure & Deterioration Prediction | Predicts deterioration and failure probability ahead of time. | Failure history, work orders, condition, defects, age, IoT | Reduced unplanned failures(Predictive action; Risk) |
| 05CDemand & Capacity Forecasting | Forecasts demand against capacity to flag future mismatches. | Demand, utilisation, capacity, occupancy, footfall, seasonality | Better future capacity planning(Predictive action; Planning) |
| 05DCost & Expenditure Forecasting | Forecasts operating, maintenance and capital requirements. | OPEX, maintenance, CAPEX, energy, contracts, condition | Improved financial preparedness(Predictive action; Planning) |
| 05EEmerging Risk & Opportunity | Detects emerging risk and opportunity patterns from changing conditions. | Risk, condition, performance, demand, incidents, external info | Earlier threat response and opportunity capture(Risks; Opportunities) |
| 05FScenario & What-If | Simulates alternative futures and assumptions to support decisions under uncertainty. | Condition, risk, lifecycle cost, demand, budgets, capacity | Better decisions under uncertainty(Decision-making; Predictive action) |
| 05GAdaptive Asset Planning | Recommends reprioritisation and rescheduling as conditions change. | Plans, SAMP, objectives, actual performance, forecast condition, risk | Dynamic asset plans(Predictive action; Planning) |
| 05HAdaptive Intervention | Reassesses maintain, repair, refurbish, replace, defer or repurpose choices as conditions shift. | Condition, risk, cost, remaining life, performance, intervention options | Right intervention at the right time(Lifecycle; Decision-making) |
Sustainable Lifecycle Intelligence · ISO 55000 foundation: Sustainability
Objective: Protect long-term value through the complete lifecycle: maintain → repair → refurbish → renew → replace → repurpose → commercialise → retire.
| Agent | What it does | Key data | Outcome (ISO 55001 link) |
|---|---|---|---|
| 06AAsset Lifecycle Intelligence | Determines lifecycle stage and remaining life. | Commission date, design life, age, condition, failures, maintenance | Portfolio lifecycle visibility(Lifecycle; Data) |
| 06BMaintenance Strategy Optimisation | Optimises maintenance strategy, frequency and timing. | Work orders, failures, frequency/cost, downtime, condition, criticality | Lower lifecycle cost, higher reliability(Lifecycle; Operational control) |
| 06CRenewal & Replacement Planning | Forecasts and prioritises renewal requirements. | Age, condition, remaining life, failures, maintenance cost, criticality | Evidence-based capital planning(Lifecycle; Planning) |
| 06DWhole-Life Cost Intelligence | Calculates whole-life cost and compares alternatives, not just initial cost. | CAPEX, maintenance, OPEX, utilities, contracts, residual value | Decisions based on lifecycle economics(Decision-making & value) |
| 06ELifecycle Intervention Optimisation | Compares maintain, repair, refurbish, renew, replace, repurpose or defer options. | Condition, risk, performance, remaining life, maintenance, CAPEX/OPEX | Optimal lifecycle intervention(Lifecycle; Decision-making) |
| 06FRepurpose & Reuse Intelligence | Identifies and evaluates higher-value alternative uses for assets. | Use, utilisation, condition, location, remaining life, market | Extended life and additional value(Lifecycle; Opportunities) |
| 06GResource & Environmental Performance | Identifies inefficient resource consumption and improvement potential. | Energy, water, resource consumption, environmental indicators | Improved resource efficiency(Objectives; Performance) |
| 06HEnd-of-Life & Retirement | Evaluates retire, dispose, transfer, replace or repurpose decisions. | Remaining life, condition, risk, maintenance burden, residual value | Controlled end-of-life decisions(Lifecycle; Operational control) |
| 06ILong-Term Asset Value | Models the long-term value trajectory resulting from today's decisions. | Lifecycle plans, CAPEX/OPEX forecasts, condition/demand forecasts, risk | Long-term asset value protected(Lifecycle; Predictive action) |
- Total assets
- 1,284
- Asset value
- AED 18.6B
- Underutilised assets
- 212
- Qualified opportunities
- 9
- In use
- Underutilised
- Qualified opportunity
Map data: © OpenStreetMap contributors© Mapbox
Investment Ops AI
Takes a qualified opportunity from first question to decision pack.
Opportunity authoring
Turns a plot reference and an intention into a structured opportunity.
Feasibility
Site, planning, market and cost, with evidence on every field.
Financial modelling
NPV, IRR, DCF, payback and sensitivities.
Commercial structuring
Lease, concession, revenue share and PPP options.
Evaluation
Scenario comparison and the highest and best use test.
Decision support
A recommendation with its hurdles, risks and open questions.
Steps
- 1Connect to asset register
- 2Retrieve plot geometry
- 3Retrieve planning rules
- 4Estimate market evidence
- 5Generate scenarios
- 6Roll up development cost
- 7Calculate project IRR
- 8Calculate NPV at 12%
- 9Run HBU four-test
- 10Generate AI recommendation
Result
AI recommendationProceed to investment review
Hurdle checks
- Margin, low case26.4% Passed · Hurdle 15%
- Project IRR22.8% Passed · Hurdle 12%
- NPV at 12%AED 71.5M Passed · Hurdle > 0
Writing the recommendation from the evidence
| Step | Value | Evidence |
|---|---|---|
| Extract plot geometry | 48,300 sq ft | AI Retrieved |
| Retrieve planning rules | FAR 4.2 · G+22 | Actual Source |
| Estimate market evidence | AED 3,250 per sq ft | AI Estimate |
| Compare scenarios | Mixed use, sale-led | AI Scenario |
| Calculate project IRR | 22.8% | Calculated |
| Confirm land value basis | Valuer input needed | Requires confirmation |
Layer 2 · the checkpoint
TerraVest Gate
Controls what moves between inside and outside, and who approves it.
Used by governance and approval officers
Four capabilities
- Orchestration & Workflow
- Routes each piece of work to the right people and AI steps, in the right order.
- Data & Exchange
- Decides which data may cross from inside to outside, field by field.
- Governance & Access
- Enforces roles, delegated authority and human approval gates.
- Audit & Explainability
- Records every action and explains every figure.
The principle
- Orchestrate
- Data
- Govern
- Audit
One record, two controlled views
Internal view
TerraVest Core
- Asset register and condition
- Land value basis
- Full feasibility and cost model
- Draft scenarios and rejected options
- Approval history and comments
TerraVest Gate
Approved for disclosure
External view
TerraVest Agent
- Opportunity summary
- Indicative value and target IRR
- Approved scenario
- Published documents
- Application status
Layer 3 · external
TerraVest Agent
Serves each investor with their own AI agent, reading published information only.
Used by investors
Four agent families
Published opportunities
Serviced residential plot
Published- Indicative value
- AED 640M
- Target IRR
- 19.6%
- Stage
- Open for expressions of interest
- Confidence
- 86%
Mixed-use waterfront parcel
Published- Indicative value
- AED 1,120M
- Target IRR
- 17.2%
- Stage
- Qualified
- Confidence
- 78%
Light-industrial logistics yard
Published- Indicative value
- AED 210M
- Target IRR
- 15.4%
- Stage
- Open for expressions of interest
- Confidence
- 81%
Investor & Opportunity
Profile, matching, discovery.
Advisory
AI advisor, financial advisory, comparison, scenarios.
Application & Transaction
EOI, documents, progress, 24/7 communication.
Performance
Progress, actual vs forecast, obligations, portfolio advisor.
These agents read published information only.
After award: the investor dashboard
- My investments
- 2
- Capital committed
- AED 184M
- Project IRR
- 18.9%
- Payback
- 5.4 years
Cash flow
Forecast Actual
| Year | Forecast | Actual |
|---|---|---|
| 1 | AED -120M | AED -118M |
| 2 | AED -184M | AED -179M |
| 3 | AED -150M | AED -141M |
| 4 | AED -62M | – |
| 5 | AED 38M | – |
| 6 | AED 142M | – |
Milestones
- Design approvalDone
- Enabling worksDone
- Structure to level 10In progress
- Sales launch, phase 2Next
Obligations
- Quarterly progress reportDue in 12 days
- Lease payment, landDue in 40 days
Risk
Cost escalation on façade package: watch
Ask anything about my investment
The data TerraVest reads, and how it connects
Open map data, official addressing, land and statistics sources, and custom connectors to your own systems.
Maps and addressing
Land and market
Statistics and open data
Custom connectors
Built for each owner's systems of record: ERP, EAM/CMMS, GIS, BIM, IoT and document management. Read-only by default, and every connector runs through TerraVest Gate.
Protocols
- REST
- OData
- SFTP / batch
- Webhooks
- MCP
Every external value keeps its source, date and licence in the evidence record.
